Partnering with Howden

Together, Fulcrum and Howden deliver integrated solutions to strengthen compliance, reduce risk, and support excellence in the health and care sector.

About Howden

For over 25 years, Howden has supported the health and care sector, providing tailored insurance and risk management solutions that help providers navigate the increasingly complex and demanding environment. We are experts in Health & Care, helping every type of client from hospital and care home groups to individual dentists, therapists and carers.

The specialist Health & Care team at Howden understand the pressures of delivering high quality care while remaining commercially viable. That’s why their support goes beyond insurance – they offer expert risk and claims management services that help providers in the sector stay resilient, compliant and prepared – so you can focus on what matters most: delivering safe, effective care.

Partnering with Howden

To further strengthen the support we provide, we have partnered with Howden, a globally recognised leader in insurance and risk advisory for the health and social care sector. This collaboration enables us to help our clients not only improve care quality and compliance but also translate those improvements into measurable risk reduction and more cost-effective insurance solutions.

When choosing a partner, we looked for more than an insurance provider – we sought a leader with a deep understanding of the sector and a proactive approach to managing risk. Howden’s specialist Health & Care team combines sector knowledge with tailored insurance, risk, and claims management services, making them the ideal complement to our operational, cultural, and compliance expertise.

Together, Fulcrum and Howden offer a fully integrated approach that blends practical improvement support with specialist insurance and risk solutions. This ensures challenges are addressed before they become issues, helping providers reduce costs, strengthen compliance, and safeguard their services. Our clients benefit from expert guidance, practical tools, and a shared commitment to raising standards of care.

We are proud to work alongside Howden to help providers operate with confidence, knowing their services are safer, stronger, and better prepared for the future.

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